“Yes!” That’s what I shouted when I read in the news that Disney has launched a new vacation savings tool to help people save money for their dream Disney Vacation! We are HUGE Disney fans and have been fortunate enough to visit on many occasions. But we also know that saving for vacation can be difficult. Now, Disney has made it easier than ever to start planning for your dream vacation — and help you save money to make it happen! Disney castle with fireworks

What is the Disney Vacation Account?

bankThe Disney Vacation Account is a real, FDIC insured savings account, which you can easily set up online. When you set it up, you decide how much you want to contribute to the account, and how often. You can easily schedule automatic deposits at various timeframes, perhaps every couple weeks or every month. You may also choose to make one time deposits at any time.

The money in your Disney Vacation Account is available to you at any time, should you need it for an emergency. And your Disney Vacation Account doesn’t have any kind of fees associated with it. So why not start using it to help plan and save for your dream Disney vacation?

Why We LOVE the Concept of the Disney Vacation Account (and Why You Should Too)

We realize that saving for vacation can be challenging, especially for busy families.  Not only are there always expenses popping up, but if you are not disciplined at saving, it can be really easy to dip into that saved money for other splurges or purchases.  This is why we believe that you should build travel into your monthly budget, and that you should have a separate bank account for travel.

We wrote extensively about budgeting and having a separate travel bank account in our previous post How to Save Money for Vacation.  Be sure to check it out if you are having trouble getting started.  Even if it is a small amount of money, that’s ok!  It won’t take long before that money starts to add up.

Essentially, the Disney Vacation Account helps you set all of this up!  It is your separate travel bank account.  And their systems will help make it easy for you to figure out how much you need to save, and start making regular contributions.

So if you REALLY want to go on a Disney vacation, then you really have no excuse.  Set this up and start putting some cash over there.  Before you know it, you will be planning out the vacation you always wanted. save for travel, how to travel, how to save money

Step 1: Estimate Your Dream Disney Vacation Budget

This is the fun part. Using Disney’s fantastic online tools, you can search out different vacation options and build your dream trip. Your trip might include staying at an awesomely themed Disney resort in Florida, along with 1 week of park tickets. You may also include other items such as dining or special entertainment tickets too.

Or you may want to go on a Disney cruise, or even a visit to Europe with the Adventures by Disney tour company. Whatever you choose, the system will show you an estimated cost for your trip. Then based upon the date you have in mind for your vacation (up to 5 years in advance), the system will show you the contributions needed to achieve your goal.

** The key thing to keep in mind is that you are NOT booking the trip at this time. You are not locked into this specific vacation, and you are not making any commitments. This is purely an informational part of the process to help you plan for the future.



Step 2: Set Up Your Contributions

piggy_bankAfter you have estimated the cost of your trip and the date when you want to take the vacation, then you need to set up your contributions. The contributions are flexible. But we highly recommend that you make them every month.

For example, if you know what your monthly expenses are relative to your income, then you should have a good idea of what you can afford to save. This is what we love about a savings system like this. It makes it easy for you to put money aside for your upcoming trip, and it doesn’t co-mingle it with your daily living budgets or other savings accounts.

At any time you can make additional contributions to your account. You can also apply Disney gift cards to your account! So how about for your birthday or next year for Christmas, people can give you money toward your trip!

Step 3: Track Your Progress Online

After you have set up your account and begun saving, you can monitor your progress online. It’s rewarding to see the progress you are making toward your vacation goal. Plus, you can make adjustments to your account at any time. Whether you want to save more, or less. You can also change your expected vacation date, and the system will calculate the revised contribution amounts accordingly.

Step 4: It’s Time to Book Your Dream Disney Vacation!

Once you have hit your goal, it is time to book your Disney Vacation! This can be done easily online through Disney’s planning and reservation tools, or you can always pick up the phone and book your vacation that way as well.

** Keep in mind, the estimates in your budget were just that. They may not necessarily be the same prices at the time of booking. disney vacation account

Start Packing & Counting Down to Your Dream Disney Vacation!

This is one of my favorite parts of any vacation. After the booking is completed, then it is time to start counting down! As a kid, my family used to count down by saying “how many more get ups until we go to Disney?” Everyday my little brother would give us an update. And when it comes time to go on your dream Disney vacation, just imagine how great it will feel knowing that it has already been paid for.

That’s a way to really make your vacation more enjoyable. So relax.  Cherish the moments with your family, and create memories together that will last a lifetime…with no lingering bills.

Check out the details of the Disney Vacation Account, and start saving for your dream trip today!

Riding Expedition Everest at Disney's Animal Kingdom

Riding Expedition Everest at Disney’s Animal Kingdom

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